Should Congress Restore the Enhanced ACA Subsidies?
Enhanced Affordable Care Act premium subsidies expired at the start of 2026, and marketplace premiums are rising sharply for many enrollees. Some want Congress to extend the subsidies to keep coverage affordable; others point to the cost and question their design. Where do you land?
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The case for
Supporters say restoring the credits keeps millions of working families insured, prevents a wave of coverage losses, and costs far less than the downstream price of uncompensated care.
Source: Families USA (supports extending subsidies) →The case against
Opponents argue the enhanced credits were designed as temporary pandemic relief, cost tens of billions a year, mask underlying premium growth rather than fixing it, and mostly flow through to insurers.
Source: Heritage Foundation (opposes extension) →My Democracy doesn’t take a side — you choose your position below, and your message carries it. Sources represent one organization on each side; they don’t reflect My Democracy’s position.
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What’s your position?
Both sides are laid out above. Your message will carry your position — My Democracy doesn’t take a side.